I love this wallet, I don't usually carry much cash so the money clip doubles as a pocket clip. Very secure, compact, and I since I started using it haven't had to panic trying to find my lost wallet. Well made, holds everything one would ever need day to day. Overall very satisfied with this purchase. 4/5 because I think there are similar products with more features but this simple design suits me just fine and hope to have it for a long time.