When booting up the phone I get a message letting me know the bootloader is unlocked. So it has after market software installed in it that renders the phone insecure. Because of this my Apple Pay won鈥檛 work. And I can鈥檛 do any banking on my phone. Other than that the phone is nice. But I鈥檒l be returning it and hoping the replacement is secure. Oh and, pretty sure it鈥檚 supposed to come with a charger 馃檮